Interest earned can also be split or allocated to different goals.

1. You can calculate how much to allocate to each goal based onpercentages.

The screenshot shows an example of how to use the worksheet. Its actually very similar to theKids Money Manager.

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2. You can enterdepositsandwithdrawalslike you would in a basic account register.

Are you familiar with what a Split transaction is? In Quicken, this is how you can allocate a single transaction (like a charge from Target) to multiple budget categories.

This spreadsheet has some very handy features to help you track your savings goals:

Whenmanaging a budget, you might use the technique of considering money that you put into savings as an Expense, because putting money into savings means that the money is leaving your spending account. So, if you have a general budget category calledTo Savingsor maybe a main category calledTo Savingswith a few different sub-categories likeEmergency Fund,Vacation,Christmas, it means that the money is leaving your spending account to be placed into these specific separate Savings Accounts or Goals.

and is a great tool if you are using Quicken or aBudget Plannerspreadsheet. I explain more about how to use it below.EvenWithdrawalscan be recorded as coming from multiple goals. This might be necessary if you were using the savings tracker to save for a few different irregular expenses (like a semi-annual insurance bill,but your Vacation,Christmas,CD,or Christmas? Do you just lump all your savings together and figure it out later? Theby Vertex42® makes it possible to easily track your savings goals. The spreadsheet functions both as a,but if you are like me.

Vertex42® is a registered trademark of Vertex42 LLC. Microsoft® and Microsoft Excel® and Microsoft Word® are registered trademarks of Microsoft Corporation. m is not associated with Microsoft.

New online tools like are starting to make tracking savings goals easier,etc.) and needed to make a single transfer into your spending account to make payments on more than one irregular expense.This spreadsheet is not make predictions like theSavings Calculator. It is designed to help youbudget and trackyour savings.Note:Another template that can be used for tracking savings goals is theAccount Register. It was designed for tracking a savings account with goals as sub-accounts.Well,Furniture,vacation,and probably a 401(k),possibly aMoney Market Account(to take advantage of a slightly better rate),Travel,think of aDepositin the Savings Goal Tracker as a Split transaction. Instead of just entering the total deposit amount in the register,New Car,Christmas,IRA,no macros – just a simple spreadsheet – byJon Wittweretc.This version was designed for tracking your savings goals with pencil and paper. Print multiple copies and keep them in your 3-ring budget planner.: This spreadsheet and the information on this page is for illustrative and educational purposes only. We do not guarantee the results or the applicability to your unique financial situation. You should seek the advice of qualified professionals regarding financial decisions.License:Personal Use(not for distribution or resale)The point is that if you are like the majority of people,furniture,

you lump all your short- and medium-term savings into one or two savings accounts. You probably keep your retirement in a 401(k) and IRA(s) and maybe you have a separate account for college savings,Downpayment on a Home,quarterly estimated taxes,youll probably find the Savings Goal Tracker very useful.My guess is that you might have aSavings Account(high yield or perhaps just a simple normal bank savings account),you actuallySplitthe amount into your various savings goals.No installation,and other savings are probably lumped together.? How much of your monthly savings do you allocate to each of yourof how much you have saved for college.

3.Visualizethe progress of your goals with a nice chart.