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Reason No 1 for an Emergency Fund Medical Expenses

Reason No 3 for an Emergency Fund Car Repairs

Housing: A Big Expense and a Potential Setback

Prepare for Expected (And Unexpected) Life Changes

Get Ready to Rent Upfront and Recurring Costs

How Do You Know If Its a Feeling or a Thought

Managing Savings and Investments Before and After Retirement

What Steps Do You Need to Take for an Optimal Retirement

Spending and Saving: Be a Spending Detective: Gather the Evidence

Spending and Saving: Be a Spending Detective: Analyze the Evidence

Spending and Saving: Why Have a Spending Plan

Spending and Saving: Whats Behind Spending Decisions

Spending and Saving: Using Mobile Apps to Track Spending

Spending and Saving: Getting Help: Financial Coaching

Spending and Saving: Record Keeping: Can You Locate Important Financial Documents

Spending and Saving: How Long Should You Keep Financial Documents

Spending and Saving: Understanding Payment Methods

Spending and Saving: Analyze Your Circumstances

Spending and Saving: Make Your Saving and Spending Plan

Credit and Debt: Whats Your Credit and Debt Plan?

Credit and Debt: Calculate Your Debt-to-Income Ratio

Credit and Debt: Compound Interest Works for the Lender (Not You)

Credit and Debt: Your Credit Life, Your Credit Score

Credit and Debt: Disputing Items on Your Credit Report

Credit and Debt: Make a Plan to Improve Your Credit

Credit and Debt: Know Your Consumer Rights and Responsibilities

Credit and Debt: Make Your Credit and Debt Plan

Insurance: How Does Having Insurance Help You

Insurance: What Types of Insurance Do You Need

Insurance: How Insurance Premiums are Determined

Insurance: Employer-Sponsored Insurance Plans

Insurance: Which Celebrity Insured This Body Part

Investing: The Difference Between Saving and Investing

Investing: Inflation and the Time Value of Money

Investing: The Risks and Rewards of Investing

Investing: Active Trading vs. Long-Term Investing

Employment: How Much Time Do You Spend Working

Employment: Interview and Complete the Paperwork

Employment: What if You Need to Leave Your Job

Increase Savings and Rebuild Your Emergency Fund

Discuss Financial Goals Before Living Together

Talk About Money Goals Before Your Engagement

How to Choose the Right Pet Boarding Facility

5 Ways to Beat the Hidden Costs of Airline Travel

Find Health Insurance With the Affordable Care Act

Common Mistakes Claiming Charitable Donations

How to Claim Charitable Donations on Your Taxes

7 Tips to Managing Your Finances as a Caregiver

Manage Your Money While Helping Aging Parents

Cut Spending When Living Paycheck to Paycheck

Cmo disear un presupuesto para el universitario recin graduado

7 pasos para evitar el robo de identidad en Internet

Deberas jubilarte de forma progresiva?

Ventajas y desventajas de sacar prstamos de tu cuenta 401(k)

Fundamentos de la planificacin patrimonial y sucesoria

Explicacin de las siglas relacionadas con los servicios mdicos

Use this simple phrase to help you set a goal for establishing your own emergency fund:

I want to have $in an emergency fund by[Date]. I will aim to save $each (paycheck, week, month, etc.) to reach my goal.

Track your own goals using theSMART Goals Worksheet

What will it take to create your emergency fund? You know enough about how to create an emergency fund, when to use it and how to replenish it. Now its time to put this knowledge into action.

List your goals for establishing and maintaining an emergency fund (e.g., how much will you aim to save each week, each month?).

Make a plan for how often you will check in with your goals, such as deciding to check your savings progress each time you get paid or at the beginning or end of each month.

Find a secure way to keep your emergency fund, remembering that it needs to be easily accessible and not tied up in a way that there will be penalties if you need to withdraw it (such as some investment accounts that are intended for longer-term retirement savings).

Explain your goals to someone else who can help you keep on track. As you check in with your goals, check in with that person as well. If you havent met your goals yet, explain why. If you have met them, have that person help you celebrate.

Consider using savings apps or joining a group likeAmerica Savesto become part of a saving community.

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